Teetering: Why So Many Reside On A Monetary Tightrope And What To Do About It


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Almost half of American adults stroll a monetary tightrope. They reside paycheck to paycheck, in fixed hazard of job loss or sudden bills. Following many years of rising earnings instability and falling financial savings—to not point out the dual financial upheavals of the Nice Recession and the COVID-19 pandemic—they’ve change into the brand new regular.

Reasonably than deal with “Tightropers” as victims or blame them for his or her monetary selections, Teetering lets them inform their very own tales of setbacks, sacrifice, and perseverance, and supplies unique analysis into their distinctive pressures and wishes.

Tightropers deserve help in any respect phases of their lives to construct financial savings for each each day emergencies and long-term retirement. Teetering reveals how legislators and regulators could make a distinction with out unintended penalties and the way monetary know-how innovation may help Tightropers handle their cash in unsure instances.

Teetering makes the case for pressing motion by monetary establishments, traders, regulators, policymakers, employers, and influencers to acknowledge and handle the monetary forces which have pushed the American dream out of attain for therefore many. It proposes widespread floor options that work no matter political leaning and supplies a roadmap for a way innovators can serve this rising want and the way banks and others can begin saying “sure” to their prospects once more.

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